This document is a print version of an email newsletter sent out each Monday morning from the Peggy Jo Studio to over 4000 subscribers. If you would like to get on the mailing list, go to http://www.peggyjostudio.net and use the textbox in the lower left corner of the page and make sure that you answer the confirmation email or send an email to peggyjo@peggyjostudio.net Although we make every effort to send correct information, the peggy Jo Studio Newsletter and it's staff depend upon many sources to keep the content accurate. We don't always get information when events are cancelled All events listed in this newsletter are open to PJSN readers emails, click to unsubscribe.

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Peggy Jo Studio Newsletter
Coming Events February 5, 2007

in this issue

Please patronize our sponsors.

Events for Monday February 05

Events for Tuesday February 06

Events for Wednesday February 07

Events for Thursday February 08

Events for Friday February 09

Events for Saturday February 10

Events for Sunday February 11


 

Please patronize our sponsors.

Let them know that you saw it in the Peggy Jo Studio Newsletter.

See you there Tuesday night!

Peggy Jo

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Vinsetta Grill Add.
The Vinsetta grill is one of my favorites because of the great food, pleasant, efficient and attentive wait-staff.

Peggy Jo

Boodles Advertisement
When you eat at Boodles make sure you save room for dessert. Bruno or one of the other wait-staff will flame it at your table. Very New York Style.

Peggy Jo

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Back Issues

Past issues of the Peggy Jo studio are newsletter here.

"No love of the natural heart is safe unless the human heart has been satisfied by God first"

Oswald Chambers

"A fool gives full vent to anger, but a wise person quietly holds back."

Proverbs 29-11

This newsletter is sent out each Monday morning and covers events of interest to active people . It attempts to publicize worthwhile events that do not receive adequate media attention.

Over 4,400 subscribers

 

The only limits are, as always, those of vision.
James Broughton

Coupon

Look at the last page of this newsletter for the Artloft coupon .

Troy Police Department

I talked to three Troy police officers in a restaurant about our "Get a Buddy" campaign with the idea of getting some success stories where a friend or family called the police because they could not reach their buddy.

They tried to come up with one and they agreed that there were probably some but they could only remember the many times they are informed of a person out of contact but too late.

They were very supportive of out idea and said they would try to find some success stories.

From PJSN Readers

Dear Peggy Jo,
I agree with your idea of getting a buddy. I do live alone and I do have three children in the area. I don't want them checking on me. but I do have a system where I open my blinds every morning in a window that faces my neighbors kitchen . She has three young active children . If she does not see the blinds open, she has agreed to call for help.
Keep up the great work.
N.S.
Hi Peggy Jo,
I was inspired by your Get a buddy concept.
J
Peggy Jo,
I like the way the latest issue of your newsletter turned out. I particularly liked the way the quotes, with the red borders around them, popped out. Also, making the colors alternate for the different days of the week is very helpful.
FR
Dear Peggy Jo,
Thank you for calling attention to a growing problem. A problem with a very simple solution.

Last year my cousin Pam, a 60 year old women who lives alone, did not report for work one day. Her boss who was also her friend called her apartment and did not get an answer. Pam is a very dependable employee so it was surprising that she did not report in and explain her absence and also that she did not answer her phone.

Pam's boss went over to my cousins apartment during her lunch hour. She found Pam at home and mobile but very confused. Pam did not recognize her boss/buddy. So the employer, called other members of the family and Pam was taken to the hospital where she was diagnosed as a mild stroke victim. She received treatment and follow up therapy.

If my Pam's boss/buddy had not taken the time to follow up we don't know what the outcome would have been but the doctors said that early treatment was a factor in her recovery. If she did not have a buddy who knows what would have happened.

Thank you and keep up the good work.
R.L.
Dear Peggy Jo,
I love your newsletter but don't you know that Detroit is a NFC city and we should be rooting for the Bears, not the Colts.I don't care if Peyton Manning is your buddy. Go Bears.

A loyal NFC fan.
Dear Peggy Jo, I like the fact that you are addressing the buddy problem.

I live alone and I do try to keep in touch with my friends, but I don't talk to any one of them on a regular basis.

This summer, I was leaving to drive to my cottage in the Upper Peninsula and I told my friends I would be back in a week.

I was going to get into my car in the garage and I tripped. Luckily I caught myself and did not fall. But it made me think. If I fell and hit my head, no one would come looking for me for a full week.

We should all check in with some source every day.
JT
Dear Peggy Jo
Could I try my business card for an ad. I've been in business over 40 yrs. Thanks,
J
I DON'T KNOW HOW YOU GOT MY E-MAIL ADDRESS BUT STOP SENDING ME THIS JUNK NOW!!!! YOUR SO CALLED 'UNSUBSCRIBE' DOES NOT WORK.

Editors Note: The person was removed from the database and will not receive any more emails from the PJSN. We don't know why she claims that the unsubscribe does not work. We did notice that she opened the email many times after she unsubscribed. Perhaps she thought that the email would disappear.
Subject: Fwd: Jury Duty Scam
This has been verified on Snopes.com (link listed below) and by the FBI (their link is also included below). Please pass this on to everyone in your email address book. It is spreading fast so be prepared, should you get this call. Most of us take a summons for jury duty seriously, but enough people skip out on their civic duty that a new and ominous kind of scam has surfaced. Fall for it and your identity could be stolen, reports CBS. In this con, someone calls pretending to be a court official who threateningly says a warrant has been issued for your arrest because you didn't show up for jury duty. The caller claims to be a jury coordinator. If you protest that you never received a summons for jury duty, the scammer asks you for your Social Security number and date of birth so he or she can verify the information and cancel the arrest warrant. Give out any of this information and bingo! Your identity just got stolen. The scam has been reported so far in 10 states, including Michigan, Ohio, Texas, Arizona, Illinois, Pennsylvania, Minnesota, Oregon, Washington, and Colorado . This (scam) is particularly insidious because they use intimidation over the phone to try to bully pe ople into giving information by pretending they're with the court system. The FBI and the federal court system have issued nationwide alerts on their web sites, warning consumers about the fraud. Check it out here: http://www.snopes.com/crime/fraud/juryduty.asp http://www.fbi.gov/pressrel/pressrel05/092805.htm

British Virgin Islands Opportunity

John Faitel John Faitel, a long time member of Sailing Singles and one of their most trusted skippers, is looking to round out his crew with two more congenial people for a trip to the BVI from March 11 to March 19.

The cost is $850 for a berth on the boat and all meals aboard. Other costs would be personal drinks, meals ashore and airfare. He is skippering a 50 foot Beneteau and can be contacted at 313-510-1089 or jrfaitel@yahoo.com.

O x y m o r o n s .

1. Is it good if a vacuum really sucks? !
2. Why is the third hand on the watch called the second hand?
3. If a word is misspelled in the dictionary, how would we ever know?
4. If Webster wrote the first dictionary, where did he find the words?
5. Why do we say something is out of whack? What is a whack?
6. Why do "slow down" and "slow up" mean the same thing?
7. Why do "fat chance" and "slim chance" mean the same thing?
8. Why do "tug" boats push their barges?
9. Why do we sing "Take me out to the ball game" when we are already there?
10. Why are they called "stands" when they are made for sitting?
11. Why is it called "after dark" when it really is "after light"?
12. Doesn't "expecting the unexpected" make the unexpected expected?
1 3. Why are a "wise man" and a "wise guy" opposites?
14. Why do "overlook" and "oversee" mean opposite things?
15. Why is "phonics" not spelled the way it sounds?
16. If work is so terrific, why do they have to pay you to do it?
17. If all the world is a stage, where is the audience sitting?
18. If love is blind, why is lingerie so popular?
19. If you are cross-eyed and have dyslexia, can you read all right?
20. Why is bra singular and panties plural?
21. Why do you press harder on the buttons of a remote control when you know the batteries are dead?
22. Why do we put suits in garment bags and garments in a suitcase?
23. How come abbreviated is such a long word?
24. Why do we wash bath towels? Aren't we clean when we use them?
25. Why doesn't glue stick to the inside of the bottle?
26. Why do they call it a TV set when you only have one?
27. Christmas oxymoron: What other time of the year do you sit in front of a dead tree and eat candy out of your socks?

Microwave your sponges

This article applies to cellulose sponges not the natural ones. It is recommended that the natural ones be cleansed and allowed to dry completely before using again

Sponges and kitchen scrub brushes can be loaded with disease-causing viruses and bacteria.

So microwave them, scientists say.

Researchers soaked sponges and scrubbers in a disgusting brew of raw wastewater containing fecal bacteria, viruses, protozoan parasites and bacterial spores, including Bacillus cereus spores—known for being very hard to kill with heat, chemicals and even radiation.

Zapping at full power for two minutes killed or inactivated 99 percent of living pathogens. It took 4 minutes to destroy the B. cereus spores.

“People often put their sponges and scrubbers in the dishwasher, but if they really want to decontaminate them and not just clean them, they should use the microwave," said Gabriel Bitton, a professor of environmental engineering at the University of Florida.

The study was announced today and was detailed in the December issue of the Journal of Environmental Health.

Other studies have shown that sponges and dishcloths are common carriers of pathogens from uncooked eggs, meat and other food. Damp objects help them thrive.

The researchers suggest wetting the objects—water being heated by the microwave seems to play a role in the sterilization—before zapping them every other day or so.

Management is nothing more than motivating other people.
Lee Iacocca


  • Events for Monday February 05
  • Monday Night Dancers

    (Monday) Location: Father Patrick O'Kelley K of C Hall,23663 Park St.,Dearborn

    Singles&Couples. Dance lessons: Beginner 5:30-6:30pm, Intermediate 6:30-7:30 pm. Dance party 7:30-10:30 pm. No dance partner needed. Lessons $5.00, Dance party 6.00. Snacks included. Big Band's, Latin, Swing,Fox Trot,Waltz,Polka.313-295-1134. starts at 07:30 PM Price $5.00


    Bethany Suburban West

    (Monday) Location: St Robert Bellarmine ,

    Volunteer Night, for details contact Michele (313) 996-8644. starts at 07:00 PM

    Motivation is the art of getting people to do what you want them to do because they want to do it.
    Dwight D. Eisenhower

  • Events for Tuesday February 06
  • Success Institute

    Location: Troy Community Center 3179 Livernois Troy, MI 248-524-3181

    Motivational and Spiritual teaching by Doug and Jodi Firebaugh From 07:00 PM to 08:00 PM

    Century Dancers

    (Tuesday) Location: American-Polish Century Club, just north of Fourteen Mile on the east side of Maple Lane, across from Maple Lane Golf Course. Maple Lane Road becomes an extension of Hoover at Fourteen Mile Road. Polish-American Century Club, just north of Fourteen Mile

    Live Band Ballroom Dancing (This is not the Polish American Cultural Center which is nearby) starts at 07:00 PM Price $8.00


    Cultural Event

    (Tuesday) Location: Power Center 105 S. State St Ann Arbor 48104 734-763-3333 For Ticket information call 734-764-2538

    Hubbard Street Dance Chicago Jim Vincent Artistic Director starts at 8:00 pm Price $20-$48


    Selective Singles Social Club

    (Tuesday) Location: Country Chef 33145 Dequindre Troy, MI North of 14 Mile Rd.

    Join friends for friendly, relaxed breakfast every Tuesday. Contact : Jim at 248-545-2084 starts at 09:00 AM Price


    School for Outdoor Leadership Adventureand Recre

    (Tuesday) Location: Colony Hall 21780 Evergreen Southfield, MI Between 8 mile and 9 mile roads

    Meetings are held the first Tuesday of month (unless noted on the calendar) No cost to attend meetings. Must be a dues paid member join SOLAR sponsored trips. Meet like minded people who are a into the outdoors. starts at 07:30 PM Price

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    Latin & Argentine Tango Club of Detroit

    (Tuesday) Location: O'Kelly Banquet Hall 23663 Park Dearborn, MI

    Milonga de los Motor City Milongueros Argentine tango lesson at 7:00pm, beginners welcome, no partner required. After the lesson dance tango, milonga, and vals to the best recorded music of Buenos Aires. starts at 07:00 PM Member price $10 Guest Price $15


    All Star Singles

    (Tuesday) Location: Taylor Moose Lodge (Chapter 992) , 9981 South Telegraph, Taylor MI 48180. Approximately one mile South of I-94. East side of street, Telegraph heading North. Parking at rear of building.

    All Star Singles Dance. Couples also welcome. Snacks and non-alcoholic beverages provided. Dressy/Casual attire please. Information 1-800-255-4487. Out of state callers 1-313-521-6564 starts at 08:00 PM Price $10

    Century Dancers

    (Tuesday) Location: American-Polish Century Club, just north of Fourteen Mile on the east side of Maple Lane, across from Maple Lane Golf Course. Maple Lane Road becomes an extension of Hoover at Fourteen Mile Road. Polish-American Century Club, just north of Fourteen Mile

    Live Band Ballroom Dancing (This is not the Polish American Cultural Center which is nearby) starts at 07:00 PM Price $8.00


    Selective Singles Social Club

    (Tuesday) Location: Country Chef 33145 Dequindre Troy, MI North of 14 Mile Rd.

    Join friends for friendly, relaxed breakfast every Tuesday. Contact : Jim at 248-545-2084 starts at 09:00 AM


    Selective Singles Social Club

    (Tuesday) Location: American-Polish Century Club, just north of Fourteen Mile on the east side of Maple Lane, across from Maple Lane Golf Course. Maple Lane Road becomes an extension of Hoover at Fourteen Mile Road. Polish-American Century Club, just north of Fourteen Mile

    Live Band Ballroom Dancing (This is not the Polish American Cultural Center which is nearby) Call Jan at 586-726-2528 or Rosemary at 313-881-3934 starts at 07:00 PM Price $8.00


    Latin & Argentine Tango Club of Detroit

    (Tuesday) Location: O'Kelly Banquet Hall 23663 Park Dearborn, MI

    Milonga de los Motor City Milongueros Argentine tango lesson at 7:00pm, beginners welcome, no partner required. After the lesson dance tango, milonga, and vals to the best recorded music of Buenos Aires. starts at 07:00 PM Member price $10 Guest Price $15


    All Star Singles

    (Tuesday) Location: Taylor Moose Lodge (Chapter 992) , 9981 South Telegraph, Taylor MI 48180. Approximately one mile South of I-94. East side of street, Telegraph heading North. Parking at rear of building.

    All Star Singles Dance. Couples also welcome. Snacks and non-alcoholic beverages provided. Dressy/Casual attire please. Information 1-800-255-4487. Out of state callers 1-313-521-6564 From 08:00 PM to 11:00 PM Price $10

    Charles F. Kettering: Where there is an open mind, there will always be a frontier

  • Events for Wednesday February 07
  • Thunderbirds Ski Club

    (Wednesday) Location: Hawthorne Valley Country Club 7300 N. Merriman Road Westland, Mi Just South of Warren

    Membership Meeting Contact : Denise Schwab 313-561-1992 starts at 07:00 PM


    A1 Singles

    (Wednesday) Location: American Polish Cultural Center 2975 E.Maple Road Troy, MI Northwest corner of 15 mile and Dequindre. This is not the American Polish Century Club.

    Lessons by Ron & Linda Hiveley and Micheal Beresh. Tango lessons 7:00 PM to 8:00 PM. Dance 8:00 PM to 11:00 PM. Couples and Singles welcome. Cost lesson only $10.00,lesson and dance $12.00, dance only $8.00. Information (313)521-6564 starts at 07:00 PM


    Detroit Regional Yacht-racing Association

    (Wednesday) Location: North Star Sail Club 32041 South River Road Mt. Clemens, Michigan 48045 (586) 463-2192

    Navigating, whether while pleasure cruising or racing, is a must. You never know when your electronics will burn up, leaving you stranded in unfamiliar waters. Learn how to read charts quickly and confidently and dead reckon your way into a new harbor. The seminar provides you with practical on the water experience using visual navigation and piloting. The skills practiced include interpreting and relating what you see underway to the local charts, using the installed compass and hand bearing compass to take lines of positions, taking and using danger bearings and taking two and three lines of position fixes. The clinic is also a great opportunity to develop and tune your navigation and piloting skills. The North Star Sail Club is located at 32041 South River Road, Mt. Clemens, Michigan. The office telephone is (586) 463-2192.

    Also, members of the DRYA clubs will be on hand to discuss their club membership and their racing and sailing instruction programs. Place: The North Star Sail Club is located at 32041 South River Road, Mt. Clemens, Michigan. The office telephone is (586) 463-2192. The DRYA seminars are developed with the novice and recreational sailor in mind. These weekly Wednesday night seminars are designed to introduce the sport of sailing to non-sailors and to broaden the knowledge of newer sailors. They are FREE and open to the public. One need not belong to a club or the DRYA to attend. All seminars start at 7:00pm. These seminars are an excellent way to meet boat owners, crew members, and other people interested in sailing & racing

    Royal Oak Computer Club

    (Wednesday) Location: Leo Mahany/Harold Meininger Senior Community Center 3500 Marais Royal Oak, MI (248)246-3900 North of 13 Mile Rd, just south of Lexington Blvd, East of Crooks Rd

    Weekly Meeting starts at 12:30 PM Price $1


    Bethany North Oakland County

    (Wednesday) Location: Red Knapp’s Dixie & M-15 ,

    dinner and celebrating Feb. birthday’s call Marianne at 248-807-0041 starts at 07:00 PM

    Behold, I make all things new.
    - Revelation 21:5

  • Events for Thursday February 08
  • Windsor Ski Club

    (Thursday) Location: Royal Canadian Legion Branch #255 5645 Wyandotte St E Windsor, Ont Branch #255 is about four blocks West of Jefferson.

    Club Meeting :New members are welcome. Just ring the buzzer and come on in. Dom's Kitchen is running specials (check the link for info) so arrive early and feed your hunger prior to the meeting. starts at 08:00 PM


    Downriver Swing Club

    (Thursday) Location: Pier 500 507 Biddle Wyandotte, MI email address is drswing@hotmail.com

    Cool West Coat Patterns for social Dancing! $5.00 for lessson starts at 8:15 till 9:00 Dancing till 1:00 AM starts at 08:15 PM Price $5


    PWP- Rochester

    (Thursday) Location: Rivercrest , Avon Rd. between Rochester & Livernois

    Weekly Dance Our very own Tj the DJ plays TOP 40 and Your requests. starts at 7:00 PM Member price $4 Guest Price $7


    Selective Singles Social Club

    (Thursday) Location: Cracker Barrel Roseville, MI S off 13 Mile on Mack

    Weekly breakfast with good friends and good food. All welcome. Contact : Rosemary 313-881-3934 starts at 09:00 AM Price

    He will fill your mouth with laughter and your lips with shouts of joy.
    - Job 8:21

  • Events for Friday February 09
  • Metropolitan Single Professionals

    (Friday) Location: Holiday Inn, Livonia 17123 Laurel Park Dr. N 6 Mile Road at I-275 734-464-1300

    Single Mingle Top 40 DJ, Cash Bar, Hors d'oeuvres (8:00-9:00)Dressy Casual (No jeans or Tennis Shoes) Non-SmokingFrom 8:00 pm to 1:00 am Member price $5.00


    Sailing Singles

    (Friday) Location: Troy-Clawson Elks Club 1451 East Big Beaver Troy, MI North side of Big Beaver between Rochester Road and John R

    General Meeting. Meet for dinner at the Elks Club any time after 5:00 PM. Meeting 8:00 pm doors open at 7:30. Dancing to a DJ after the meeting. starts at 08:00 PM Member price $5 Guest Price $8


    Charity Event

    (Friday) Location: Burton Manor (27777 Schoolcraft Road Livonia, MI 48150)

    The 17th annual charity dance to benefit FirstStep great opportunity to get dressed up and have a wonderful night on the town.Hot and cold hors d'oeuvres pizz later Live music Steve King and the Dittilites, starts at 07:30 PM Price $40


    Kirk Singles

    (Friday) Location: Kirk in the Hills Church, St. Andrews Room 1340 Long Lake Rd. Bloomfied Hills, MI 248-626-2515 Enter from Long Lake Rd., drive past the church to the East parking lot, enter from East side door.

    Love and Relationships forum, led by Domenik Tamborriello. An interactive workshop guiding us through this complicated topic with many thought-provoking insights for us to ponder. Contact : Church office 248-626-2515From 07:30 PM to 10:00 PM Price Free


    Selective Singles Social Club

    (Friday) Location: Mutt & Jeff's 50870 North Avenue Macomb Township, MI 586-949-3040 Just 1/2 block south of 23 Mile Road on the east side of North Ave.

    Come and enjoy a morning of fun with a lively group of friends If you would like more information please call Peggy at 586-725-3152 or Kathy at 586-716-1902 starts at 09:00 AM


    Cultural Event

    (Friday) Location: OCC Ochard Ridge Campus Smith Theater For more information call 248-522-3518

    Student Faculty/Staff Talent Show starts at 7:30 pm Price $20

    MOTOWN WINTERBLAST

    / Campus Martius Park (800 Woodward Ave, Detroit) – featuring The Horse Cave Trio from 3:00 – 4:00 on the Michigan Lottery Stage. Stick around ‘till 7:30 and catch Question Mark & The Mysterians (remember “96 Tears”?)

    Bethany Suburban West

    – introduces its first “Game Night Challenge” with a tournament of the board game “Sequence.” This will be held at the St. Linus Activity Center (6466 Evangeline, Dearborn Heights). Admission will be a dish of food to pass and $5.00 at the door. Refreshments will be supplied. For more information, call Michelle at 313-996-8644.<

    Wisdom is a fountain of life to him who has it.
    - Proverbs 16:22

  • Events for Saturday February 10
  • St Valentine's Day Swing Dance

    Churchill Community High School, 707 Girard, Royal Oak from 7:00 110:00 pm featuring the music of Innovation and The Royal Oak High School Jazz Band.

    Tickets are #30 each, $1 for students or $0 per couple

    Price includes 4 Taste of Royal Oak food and beverage tickets.

    Tickets are available at the Suyllivan Funeral Home and Royal Oak Publc Schools Board Office.

    Contacts Deb Anderson 248-542-284 or Muriel Versagi 248-542-7449

    Proceeds to benefit Royal Oak Historical Society, Royal Oak Schools WPA Murals Project & Honor Flight.

    Rochester Elks Club

    (Saturday) Location: Rochester Elk's Club ,

    Valentines Dance sponsored by the Selective Singles Social & Travel Club Admissin includes dancing, pizza, salad and snacks Send check to Peggy Parmentier and mail to 33703 Bayview, Chesterfield Mi 48047-3619 586-725-3152 starts at 07:00 PM Price $15


    Fenton Area Singles “Valentines Dance”

    at Ande’s Banquet Center (9072 W. Silver Lake Road, Linden, MI 48451). 8:00 pm to 12:30 am. $8 admission for members / $10 for non-members, includes a DJ, cash bar, prizes and a 50/50 raffle. Ande’s is located approximately seven miles west of the Silver Lake Road exit (#79) off US-23. Go through downtown Linden, and past Lobdell Lake. Ande’s will be on the right side of the road past the Marathon station...1 acre of parking on the west side of the building....dressy attire requested. call Dennis @ 734-994-0373 for more info...also, a map on the website www.andesbanquetcenter.com

    VALENTINE’S BALL -

    In the true spirit of the real St. Valentine, who was all about Christian love and friendship, Northridge’s Single Impact is taking back the holiday with a celebration for all singles and unmarried couples. Join us on at the Glen Oaks Country Club, 30124 W 13 Mile Rd, in Farmington Hills, 48334. Our Valentine’s Ball begins at 7 PM; it includes dinner, dancing, entertainment, and for the first-time ever, LIVE BANDS. The cost is $45/person before February 7. Tickets are available in the Life Matters Resource Center at North Ridge Church. 734.414.7777. No tickets will be sold at the door. Semi-formal attire is required. northridgechurch.com/singleimpact

    Fasching Dinner / Dance

    – It’s German Carnival time at the Grotto Club (2070 W. Stadium, Ann Arbor, MI) . $20 per person includes German music, dancing, dinner, beer, wine and pop. From 6:00 to 11:00 pm. For reservations and tickets, please contact Klaus Kummer at 734-913-9871 or Marianne Rauer at 734-954-0057.

  • Events for Sunday February 11
  • U of M Ballroom Dance Club

    (Sunday) Location: Michigan Union S. State & S. University Ann Arbor, MI

    Dance lessons 5-6pm Fox Trot 6-7pm Rhumba 7-8pm Waltz 8-10 Open Dance. Members-only , we welcome newcomers to try us on for size $3 one evening $25 semester $50 per year More information on web site. starts at 7:00 PM Price


    GM Ski Club

    (Sunday) Location: Warren Racquet Club 29901 Civic Center Blvd Warren, MI (586)574-2580

    Wallyball co-ed for fun, socialization, and a little exercise to help ward off those mid-winter pounds. Cost will vary about 2 hours for about $5. Contact Les Skrzycki(lskrzycki@ameritech.net) 248-693-1794. starts at 01:00 PM Price $5


    Laith Al-Saddi

    (a great Blues act) Performs at the Detroit WInterBlast on the Michigan Lottery stage, from 1:30 – 2:30 pm.

  • Reverse Mortgages
  • Advertisement

    Do you Know What A Reverse Mortgage Is?

    by Teresa Fisher
    Reverse Mortgages allow older homeowners to take a loan out against the equity they have built in their home. The loan provides tax-free cash and requires NO monthly mortgage payments during the course of the loan. The loan is repaid only when the borrower no longer occupies the home or a maturity event occurs (moving out or passing away).

    Reverse Mortgage Facts:
    1. Must be 62 years old.
    2. Homeowner ALWAYS remains on title.
    3. Homeowner NEVER makes any payments (excluding taxes and insurance)
    4. Homeowner can NEVER be removed from home.
    Reverse Mortgage can provide money for any or all of the following:
    1. Long-term care/ medical expenses.
    2. Daily living expenses/ Pay off debts.
    3. Insurance Products
    4. Home repairs
    5. Travel
    FHA (HECM) offers one type of reverse mortgage that is insured by US government and id completely regulated. The amount of money available is based on age, value of home, and what money is owed

    Homeowner can receive money as a monthly income, lump sum payment, line of credit, or any combination of these options. Additional information can be found on the following web sites: AARP(www.aarp.org), Fannie Mae (www.fanniemae.com), HUD (www.hud.gov). A local Reverse Mortgage Specialist, Teresa Fisher, can be contacted at 248-601-0625 office, 800-707-5874 ext 1433 or email at msteresafisher@yahoo.com to answer questions or discuss your needs.

    I hope this has shed some light on the benefits of a Reverse Mortgage. Senior homeowners are recognizing the significance of the equity in their homes as a way to fund their retirement years and enjoy more financial freedom!

  • Hello, Do you like my Hat?
  • Visit the auction site

    editor@peggyjostudio.net peggyjo@peggyjostudio.net
     
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    Art Loft Coupon

    Come in to Artloft for a global shopping experience!

    Art Loft Logo Enjoy a $5 coupon towards your next purchase through February 2007. 1 X/1 PER code: 257

    Please print out coupon to redeem or pick one up at participating restaurants during Birmingham Restaurant Week! Feb. 5 - 9, 2007

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